UCO NetBanking is the Internet banking service provided by UCO Bank- India’s
Public Sector Bank. UCO NetBanking is an electronic medium through which
UCO Bank’s registered users can access various Banking Services online at
anytime, anywhere through Internet Connection. UCO Bank Customers have
online, real time access for different Banking Services completely under secure
UCO NetBanking Service opens up an entirely new way of doing your banking,
anytime and from anywhere 24x7 right from the comfort of your home or office
through internet. It is personalised to meet your requirements. Our wide range of
online banking services will help you better in managing your finance.
Moreover, New features and services are also being added from time to time for
UCO NetBanking services can be provided to individual customers of our bank
including staff having at least one operative account (Saving Bank account,
Current account, Cash credit account, Overdraft Account) with the bank under
retail or personal banking. Corporate Internet Banking services can be given to
non-individual entities like Proprietorship/Partnership firms/Private Limited
companies etc. having at least one operative account. Minors between the
age group of 10 and 18 can avail the Kids internet banking facility with limited
NetBanking Services is not available to illiterate and insolvent person.
No problem. You can access it from any mobile/tablet having Internet
Bank does not recommend to use NetBanking from Cyber Café. You have to
take care that you do not disclose your passwords to anyone and logout
properly and close the browser window after using UCO NetBanking. Bank
recommends customers to clear the browser cache and cookies after each
session so that customer’s account information is removed from used PCs. Virtual
keyboard is advisable to protect your password from malicious “Spyware” and
“Trojan programs” etc. Hence it will reduce the risk of password theft.
No! There is no extra or hidden charge for using the UCO Netbanking services.
This service is absolutely free.
Retail customers can avail the facility from online as well as offline mode. If the
customer is having active debit card then he/she can register through our
official website www.ucobank.com. Retail customers can also avail the same
through offline mode by submitting retail e-banking request form to the nearest UCO Bank branch. Corporate customer can apply for UCO NetBanking Services
through offline mode by submitting corporate e-banking request form to the
nearest UCO Bank branch.
We shall be glad to have your account with us. Walk in to any one of our
branches, our staff will assist you.
The system generates passwords for your first time access randomly. It is
mandatory to change your passwords at first time login as per your choice.
It is mandatory to change the system generated passwords with your own
choice at first login. You can change your passwords any number of times
subsequently, You can also change your User Id in NetBanking. It is advisable to
change your password frequently.
Password can be changed any time and any number of times by the user at
his/her own choice in customer profile or by using the “forgot password” option
at the login page (retail customers only). Corporate customers can reset their
password by submitting request at nearby branch of UCO Bank. System asks the
user to change the same periodically otherwise it will be expired.
You are requested to choose a password that is not a dictionary word and not
guessable from your personal information known to others such as names in the
family, vehicle numbers, date of birth etc. You should change your password
frequently. Terms and conditions of the password format can be found in the
password application page. Please try to remember the password and do not
write it down or paste it somewhere. Security Warning :
Your User Id and Password are highly confidential. Do not share it with anyone.
UCO Bank will never ask for this information. Hence, Do not tell your userid and
password to anyone even if they claim to be from the Bank.
Passwords are case sensitive. Also be a little more careful while typing the
system-generated passwords for the first time. In case you are still not able to
login, Please contact your branch or write to us
In case you forget the User Id for NetBanking Services, please contact any
nearest UCO Bank Branch.
Please ensure to logout when you finish using the UCO NetBanking Service.
Security Warning :
We strongly recommend not to leave your system at the time you are logged in
to NetBanking, as this will give opportunity to others around you to operate your
LOG in to UCO Net Banking is secured by your chosen login Password, Captcha
and with One Time Password (OTP) deliver to your registered mobile number.
Similarly any transaction or service application is secured by chosen Transaction
Password and One Time Password sent to your registered mobile number.
No! The mailbox is only for communication between you and UCO NetBanking
Present NetBanking transaction limit for Retail and Corporate customers are as
Funds Transfer To own Loan Account, own RD Account, own RDUSS Account,
own PPF Account, Sukanya Samriddhi Account and also PM Relief Fund
(PMNRF) for retail customers.
The Facility is available to corporate users (having maker checker facility).
Please contact your base branch to apply for the facility.
UCO NetBanking transaction limit can be enhanced. Please contact your base
branch and fill the required form.
UCO NetBanking facility is also available for cash credit account holder.
Fund transfer facility is allowed in cash credit account except self–linked
Both UCO Bank and Other Bank counterparty beneficiary) can be added by
providing the required data in the ADD Counterparty Menu. Activation period
after registration of Counterparty is 4 Hours. Corporate users having (having
maker checker facility) can apply for Bulk counterparty upload facility through
The user can save their transaction format or template using the ‘save as
template’ option in the transaction application page. One can directly apply
transactions through pre saved templates using the ‘Initiate Template Option’
and manage the templates using ‘Manage template’ option.
Yes, one can apply for SGB through the links in Investments Menu and General
Services Menu. Further details on SGB can be obtained from the Pop Up
Window on selecting the terms and conditions in the SGB Application form Link.
The full form of ASBA is ‘Application Supported by Blocked Amount’. It is an
application that contains an authorization. This authorization is for blocking the
application amount in your bank account, for subscribing to a public issue. If
you are applying through UCO Net Banking ASBA, your application money gets
debited from the selected UCO bank account only if your application is
selected for allotment. Of course, after the basis of allotment is finalized. If not
allotted the amount will be unblocked
SEBI has been specifying the investors who can apply through ASBA. In public
issues w.e.f. May 1, 2010 all the investors can apply through ASBA.
In rights issues, all shareholders of the company as on record date are
permitted to use ASBA for making applications provided he/she:
a. Is holding shares in dematerialized form and has applied for entitlements or
additional shares in the issue in dematerialized form;
b. Has not renounced its entitlements in full or in part;
Under ASBA facility, investors can apply in any public/ rights issues by using their
bank account. Investor submits the ASBA form through the ‘ASBA IPO details’
page or Bid Cum Application page in ASBA menu after filling the details like
name of the applicant, PAN number, Demat account number, bid quantity, bid
price and other relevant details, to their banking branch by giving an instruction
to block the amount in their account. In turn, the bank will upload the details of
the application in the bidding platform. Investors shall ensure that the details
that are filled in the ASBA form are correct otherwise the form is liable to be
Retail individual investors can withdraw ASBA bids up to the closure of the issue
and on withdrawal the lien amount will be unblocked. However, Non-retail
investors i.e. Qualified Institutional Buyers and Non- Institutional Investors are not
eligible to withdraw their bids at any time.
Yes but customization of the limits can only be decreased from the Bank set
Limit. The option is available in the General Services Menu.
Yes all Retail investors can apply Fixed Deposit or Recurring Deposit (FD/RD)
under applicable schemes. However only self-Proprietors among the corporate
users can apply FD/RD using Net Banking. Further information about the
schemes can be obtained from the link provided at the bottom of the FD/RD
Yes, but only FD/RD accounts opened through Net Banking by the user can be
closed by the user through Net Banking. Also one can cancel the auto renewal
option for Fixed Deposits of through net Banking.
Apply Cheque (Only for Retail Investors), Stop Cheque, Positive Pay.
Validation of issued cheque above Rs.500000.00 (mandatory as per RBI
directives) or above Rs 50000.00 if the facility is registered in branch by customer.
PAN Seeding, Application for Atal Pension Yojana etc.
We are glad about the interest you have evinced in UCO. Please
visit www.ucobank.com for more details.
We would be glad to answer any specific queries. Please call our toll free